Run your chilimba without the arguments over who paid what.
Chilimba Master keeps a clear, shared record of contributions, rotation order, and payouts — so every member can see exactly where the group stands, without one person carrying it all in a notebook or their memory.
Why chilimba groups fall apart over records, not money
Most chilimba groups don't fail because the money isn't there — they fail because nobody trusts the record-keeping. One person tracks contributions in a notebook that can be lost, disputed, or simply forgotten to update. Rotation order gets fuzzy. Someone misses a payment and it's not clear if they've caught up. By the time it's sorted out, trust between members has already taken a hit.
Chilimba Master exists to remove that friction — a shared, always-current record that every member can check, with clear rules around contributions, fines, and payout order built in from the start.
What Chilimba Master actually does
Everything a chair, treasurer, or ordinary member needs to run a chilimba group without disputes.
Contribution tracking
Log every member's contribution as it comes in, with a running balance visible to the whole group.
Rotation management
Track whose turn it is to receive the payout, with automatic cycle restarts once a round completes.
Fines and penalties
Apply and track fines for late or missed contributions, so the rules are enforced consistently, not by memory.
Role-based permissions
Chairs, treasurers, and members each see and do only what their role allows — no single point of failure.
WhatsApp summaries
Share contribution and rotation summaries straight to the group's WhatsApp, so no one has to ask "where do we stand?"
Works fully offline
Record contributions with no signal — everything syncs automatically once you're back online.
See it in action
A look at Chilimba Master's cycle overview, showing contributions, payouts, and group settings.
Who this is for
Chilimba Master is built for the people actually running the group, not a bank managing a formal loan product:
Chilimba group chairs and treasurers tired of being the sole keeper of a paper record.
Savings groups and stokvels that want a shared, transparent view every member can trust.
Workplace or community groups running rotational contributions alongside other responsibilities.
Any group that's had a dispute over contributions or payout order and wants to prevent the next one.
Frequently asked questions
Can every member see the group's records?
Yes — visibility is built around transparency, with permissions set by role so members can see contributions and rotation order without needing to ask the chair.
Does it work without internet?
Yes. Chilimba Master is offline-first — record contributions with no connection at all, and everything syncs once you're back online.
Can I apply fines for late payments?
Yes. Fines and penalties for late or missed contributions can be applied and tracked directly in the app.
Does it send updates to WhatsApp?
Yes — contribution and rotation summaries can be shared straight to your group's WhatsApp chat.
Stop settling chilimba disputes from memory.
Try Chilimba Master free and give your group a shared record everyone can trust — contributions, rotation, and fines, all in one place.